Personal Loan Calculator by Salary | PersonalLoanHelper
Free Calculator

How Much Personal Loan Can I Get on My Salary?

Enter your monthly salary to instantly know your maximum loan eligibility from banks and NBFCs in India.

Enter Your Details
₹
₹
36 months
12 months36 months60 months
Max Loan (Banks)
—
at 10.5%–14% p.a.
Max Loan (NBFCs)
—
at 14%–24% p.a.
Est. EMI
—
per month
Your FOIR Utilization (after new loan)
0% used Safe limit: 50%

Loan Eligibility by Salary — Quick Reference

Based on 50% FOIR, 750+ CIBIL, no existing EMIs, 36-month tenure at 12% p.a.

Monthly Salary Bank Loan (Max) NBFC Loan (Max) EMI (12%, 3yr) FOIR Available

Frequently Asked Questions

* Calculations are estimates based on standard banking norms. Actual eligibility depends on lender policies, credit history, and income verification. Always check with your lender for exact figures.